Compass

Money moves fast.
Now your ledger does too.

Live settlement and reconciliation for banks, fintechs, and enterprises.

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CYCLE 07 · 89% ELAPSED LIVE PRODUCT DATA, NOT A MOCKUP
0% MATCHED
₦0B
Volume today
0
Exceptions open

Built by NQLB, the team already running Africa's leading revenue assurance infrastructure

$2B+
processed annually
8+ yrs
running live revenue infrastructure
10M+
corporate and individual users supported

How it works

Ingest. Match. Resolve. Close.

Ingest
every partner file
Match
rules, not guesswork
Resolve
owned, timed, tracked
Close
only when it's clean

Why it works

Built for how settlement actually runs

Every feed, one shape
Any format, any partner, normalised on arrival.
NIPCardsUSSDBills
Rules, not one big query
Matches the way your analysts already do it.
Exact matchFee awareTolerant
Late files? Normal, not broken
A partial run now, a clean recheck the moment it lands.
Partial runsAuto recheck
Audit trail, built in
Append only. Every actor, every reason code.
Append onlyReason codes
Finds the break. You decide
Automation with guardrails, never on autopilot.
GuardrailsHuman sign off
Configurable per GL, per channel
Set the match once. Reuse it everywhere.
Per GLPer channelReusable

See the cycle running now.

Teams like yours save about ₦1B a year in reconciliation cost alone.

Illustrative, based on a 350-person settlement operation.

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